Death Pledge. Or, as most of us know it, mortgage. I know. I have an app(lication) on my tablet; it counts down the days/weeks/months to an event  My phone’s Ubuntu, so it doesn’t do stuff like that. Anyway, to cut a long story short, I looked up my mortgage, or the amount remaining to be paid. Apparently, despite multiple divorces, I now have just twelve months left on the mortgage. Which means that my retirement countdown may also have begun.

There may yet be adjustments, but I have early, approximate timescales.